Borrowing money

“The rich rule over the poor, and the borrower is servant to the lender.”

I fucking hate borrowing money, I really do.  Hence, why I never ask.  I rather eat my own foot then borrow money.  My reason for this hate stems from way back in the day, when I would borrow money from parents, and they would hold it over me.  Even though I paid them back later on.

Never again will I borrow money from anyone.  Family and friends.

I especially love it when I say “Sorry, count me out.”  and people ask “Why?” and my response is “I’m on a budget” and they say “Well, I/We will loan you the money and you can pay us back.”

Seriously? WTF?!? Why do people do that?

F.P.U. – Financial Peace University

On July 16th, 2009, my husband and began taking Dave Ramsey’s Financial Peace University class at a local church.  We are doing well…as well as we can be.  It was hard in the beginning, talking and coming to terms with our finances.  But we are doing well.  We have finished our first baby step! We are excited and on a roll!  Off to step 2!